"All this rain and no umbrella" genre: Emo
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	Song about the obsession people have with buying insurance for everything. Get it? "no umbrella"?
	Credits: (2002) Jay Hoskinson
	Lyrics There's a heavy wind blowing by, say goodbye to all that you did not tie down. There's a heavy wind coming by time to try and seperate what you require. It was nothing (except for everything) but it all had to go. That's the way it goes... We try sometimes to buy ourselves security, but its quite deceiving. I'd like to try it if I could buy it, but money can't buy everything. Even if it did I'd never have enough anyway. What if I was caught without a single dime to my name? Would that be worse than an entire lifetime spent in vain? It was nothing, and it all had to go. That's the way it goes...

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